What we believe
Three things we won't give up
Pay the way Ghana pays
Mobile Money first, on every network, with cards beside it. Customers pay on the phone in their pocket.
Show every cedi
Every payment shows the amount, Xtopay's fee and what's yours. Nothing is hidden in a monthly statement.
Your money, your schedule
You choose when you're paid out, and whether it goes to your MoMo wallet or your bank.
Part of Sendexa
One company, the whole conversation
Sendexa Limited builds the tools Ghanaian businesses use to talk to their customers. Xtopay brings payments into the same family, so a reminder by SMS can carry a link to pay.
- SSendexaSMS, WhatsApp and voice, to reach your customers
- EExamailEmail for businesses, from Sendexa
- XtopayPayments: links, checkout and payouts
At a glance
Xtopay in brief
- Company
- Sendexa Limited
- Based in
- Volta Region, Ghana
- Products
- Payment links, Checkout, Payouts
- Customers pay with
- MTN MoMo, Telecel Cash, AT Money, Visa and Mastercard
Who it's for
Built for the way you sell
- Retail and hospitalityTake MoMo at the counter, on WhatsApp and before deliveryLearn more
- E-commerceA pay button for every product, and a checkout for every orderLearn more
- Freelancers and creatorsInvoice clients and get paid through your own linkLearn more
- Events and organizationsSell entry, collect dues and take contributionsLearn more
- Churches and charitiesOfferings, tithes and donations by MoMo, with every gift recordedLearn more
- Schools and PTAsPTA dues, excursions and fees, with a link for each paymentLearn more
- Salons and bookingsA deposit to hold each booking, and the rest on the dayLearn more
- Transport and deliveryFees paid before dispatch or at the door, with no cash to carryLearn more