Instant Payments

Payment Links
Get Paid in Seconds

Create and share secure payment links via email, SMS, or social media. No coding required—just send and get paid instantly.

Cards & Wallets
Mobile-Friendly
Email/SMS
Payment Link Example
xtopay.me/order123
$89.99

Powerful Payment Links Made Simple

Create in Seconds

Generate shareable payment links with just a few clicks.

Instant Payments

Customers can pay immediately without signing up.

Secure Transactions

PCI-compliant with end-to-end encryption.

Global Reach

Accept payments from anywhere in the world.

See It In Action

Our payment links work seamlessly across all devices. Share via email, text, social media, or embed on your website.

Payment Link Demo

Perfect For All Your Business Needs

Invoices

Add payment links to your invoices for faster collection

Social Media

Share payment links directly on your social channels

Mobile Sales

Accept payments on-the-go without hardware

E-commerce

Sell products without a full online store

Simple, Transparent Pricing

Pay only when you get paid. No monthly fees, no hidden charges.

Starter

2.9% + $0.30

Perfect for occasional use

  • Up to 50 links/month
  • Basic customization
  • Email support
  • Standard settlement

Business

2.5% + $0.25

For growing businesses

  • Up to 500 links/month
  • Full customization
  • Priority support
  • 1-day settlement
  • Basic analytics

Enterprise

Custom

For high-volume needs

  • Unlimited links
  • Advanced customization
  • 24/7 support
  • Instant settlement
  • Advanced analytics
  • Dedicated account manager

Works With Your Favorite Tools

Connect Xtopay with hundreds of apps to automate your workflow.

Shopify
WooCommerce
QuickBooks
Zapier
Slack
Mailchimp

Ready to Start Accepting Payments?

Join thousands of businesses using Xtopay Payment Links today.