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xtopay

Platform

Your whole business, in one place

Every Xtopay product comes with the dashboard: every payment and your balance, records you can export, your team, and notifications by SMS and email. On your phone or your laptop.

app.xtopay.co/overview

Available to pay out

GH₵5,779.89

Today

GH₵1,840.00

  • Ama MensahGH₵350.00
  • Kofi BoatengGH₵120.00
  • Esi AsanteGH₵85.50

Dashboard

Everything you'd want to check

  • Every payment

    Search and filter by status, method or date. Open one to see the customer and what happened when.

  • Refunds

    Give money back in full or in part, straight from the payment.

  • Your customers

    Who pays you, how often and how much, built from your payments.

  • Export

    Download your payments as a spreadsheet (CSV) for your records or your accountant.

  • Your balance

    What's available to pay out, what's still pending, and your next payout.

  • Light or dark

    Works on your phone and your laptop, in light or dark mode.

Reconciliation

Every payment, in detail

Open any payment to see the whole story, refund it from the same place, and export the lot to a spreadsheet when your books are due.

  • Who paid, how, and through which link
  • A timeline from opening the link to paid
  • The amount, the fee and what you keep

GH₵350.00

XTP-4F2K9A

Successful
Customer
Ama Mensah
Paid with
MTN MoMo · 024 ••• 4821
Through
/nanaskitchen/jollof-pack

Timeline

  1. 12:41Ama opened your link
  2. 12:41MoMo prompt sent to 024 ••• 4821
  3. 12:42Approved on her phone
  4. 12:42Payment successful
Refund Copy reference

Team access

Bring in the people you work with

Invite people by email. Each signs in with their own account and a role that fits what they do.

Team

Invite
  • NANana Ama OwusuActive nowOwner
  • KMKwesi MensahActive yesterdayAdmin
  • KDKofi DarkoActive 3 days agoDeveloper
  • EAEfua AsanteInvitedViewer
  • Owner

    Everything, including payouts and closing the account.

  • Admin

    Everything except changing the owner.

  • Developer

    API keys, webhooks and payments. No payouts.

  • Viewer

    Sees payments and customers. Changes nothing.

Notifications

Know the moment you're paid

By SMS and email, from the same company that sends messages for businesses across Ghana. Choose which ones you get.

  • Every successful payment

    An SMS and an email the moment someone pays you.

  • A daily summary

    Yesterday's sales, first thing in the morning.

  • Payouts

    When a payout is sent, and if one fails.

  • Refunds

    When someone on your team refunds a payment.

Questions

Do I pay extra for the dashboard?
No. It comes with every product, from your first payment link.
Does it work on my phone?
Yes. Every page is built to work on a phone as well as a laptop.
Can my accountant see my payments?
Invite them as a viewer. They can see your payments and customers, and can't change anything.
Can I belong to more than one business?
Yes. Someone on several teams switches between them from the same account.