Simple, TransparentPricing That Scales
Pay only for what you use with our straightforward pricing. No hidden fees, no complicated tiers — just powerful payment processing that grows with your business.
Volume discounts automatically applied
No setup or monthly fees
Instant settlement available
See Exactly What You'll Pay
Calculate fees for different payment methods and transaction amounts
You'll Receive
GHS 980.5
Xtopay Fee
GHS 19.5
Choose Your Plan
Select the plan that works best for your business needs
Starter
Perfect for small businesses and startups
- Up to 50 transactions/month
- Basic payment links
- Email support
- Standard security
- Mobile money payments
Growth
Ideal for growing businesses
- Up to 500 transactions/month
- Advanced payment links
- Priority support
- Enhanced security
- All payment methods
- Basic analytics
- Custom branding
Enterprise
For large businesses with custom needs
- Unlimited transactions
- Dedicated account manager
- 24/7 premium support
- Advanced security
- All payment methods
- Advanced analytics
- White-label solutions
- API priority access
- SLA guarantees
Frequently Asked Questions
Are there any hidden fees?
No, our pricing is completely transparent. You only pay the published transaction fees.
Can I change plans anytime?
Yes, you can upgrade or downgrade your plan at any time with no penalties.
Do you offer custom pricing?
Yes, for high-volume businesses, we offer custom pricing with volume discounts.
What payment methods do you support?
We support mobile money, bank transfers, credit/debit cards, and more.
Why Choose Xtopay?
Compare our offering with other payment processors in the market
| Feature | Xtopay | Competitor A | Competitor B |
|---|---|---|---|
| Transaction Fees | 1.5% - 2.5% | 2.5% - 3.5% | 3.0% - 4.0% |
| Setup Fee | Free | GHS 500 | GHS 1000 |
| Customer Support | 24/7 | Business hours | Email only |
| Advanced Features | All | Most | Basic |
| Mobile Money Support | Limited | ||
| Instant Settlement | |||
| Multi-currency |