Optimized for Scale
Seamless Payments with Transparent Pricing
Xtopay gives you full control over how you process payments — from mobile money to cards — without hidden fees or rigid plans. Enjoy flexible, usage-based pricing tailored to how you grow.
Transparent Pricing You Can Trust
We only charge 1.95% per withdrawal — no hidden fees, ever.
You’ll Receive
GHS 98.05
Xtopay Takes
GHS 1.95
Based on our fixed 1.95% withdrawal fee.