Smart Point of Sale
for Modern Businesses
Transform your retail operations with our all-in-one POS solution. Process sales, manage inventory, and analyze performance from any device.
Cards, mobile, crypto
Live sales data
Access anywhere
PCI compliant
USSD Payments - Banking Without Internet
Accept payments from any mobile phone with our simple USSD code solution. No app, no internet required.
Dial the Code
Merchant or customer dials *123# to initiate payment
Confirm Details
Enter amount and recipient details via simple menu
Instant Payment
Transaction completes in seconds with instant confirmation
Accept Payments Any Way Your Customers Prefer
From high-tech to low-tech, we've got every payment method covered.
Two Ways to Get Paid
Choose the method that works best for your business and customers.
POS Payment Flow
Setup Your Account
Register and complete your merchant profile in minutes.
Connect Your Device
Pair with our POS terminal or use your smartphone.
Start Accepting Payments
Process cards, mobile wallets, and more.
USSD Payment Flow
Get Your USSD Code
We provide a unique code for your business.
Customer Initiates Payment
They dial your code and follow prompts.
Payment Completed
Instant confirmation for both parties.
Revolutionize Your Business Transactions
Xtopay POS combines cutting-edge technology with intuitive design to deliver the ultimate payment experience.
Simple Pricing for Every Business
No hidden fees. Cancel anytime. 30-day money-back guarantee.
- Up to 100 transactions/month
- Basic reporting
- Email support
- 1 POS device
- Up to 500 transactions/month
- Advanced analytics
- Priority support
- Up to 3 POS devices
- Inventory management
- Unlimited transactions
- Dedicated account manager
- 24/7 support
- Unlimited devices
- API access
- Custom integrations
Trusted by Businesses Worldwide
Don't just take our word for it. Here's what our customers have to say.
Sarah Johnson
Cafe Owner
Xtopay has reduced our transaction times by 60% and made our checkout process so much smoother. Our customers love it!
Michael Chen
Retail Store Manager
The analytics dashboard alone is worth the price. We've optimized our staffing based on transaction patterns and saved thousands.
Emma Rodriguez
Restaurant Owner
Switching to Xtopay was the best decision we made last year. The support team is incredible and the system just works.
Works With Your Favorite Tools
Xtopay integrates with the platforms you already use to streamline your operations.
Ready to Transform Your Business?
Join thousands of businesses processing millions in transactions with Xtopay POS.