The People Powering Xtopay’s Payment Revolution
Behind Xtopay is a bold team of builders, thinkers, and fintech leaders committed to making payments in Africa faster, simpler, and borderless.
Executive Team
Leading the future of fintech and inclusive digital infrastructure in Africa.

Collins Joe
Co-Founder & CEO
Frontend engineer and product lead focused on building modern, user-friendly fintech experiences across Africa. Drives the vision behind Xtopay and Sendexa.

Ethel Akorfa Agama
Executive Director, Gender Equality & Social Impact
Leads social impact and gender-focused initiatives, ensuring Xtopay builds inclusive, equitable products aligned with the UN SDGs.
Kane Vidzro
Co-Founder & Backend Engineer
Backend engineer focused on building secure, scalable infrastructure for Xtopay’s core systems and APIs.
Management Team
Experienced managers guiding our teams to success

Kwame Mensah
Head of Operations

Aisha Khan
Head of Customer Success

David Chen
Lead Software Architect

Fatou Bayo
Head of Marketing
Meet the Team
Our dedicated individuals working together to achieve our mission

Regina Mensimah
Compliance Officer

Nana Abena Owusu
Data Protection Officer

Emmanuel Owusu
Legal Advisor

Irene Ndlovu
Sales Director

Team Member
Customer Support Lead