🚀 Xtopay Pre-Seed Funding Round Open!

We’re raising GHS 5M to secure our Bank of Ghana license.

Invest Now
Meet Our Team

The People Powering Xtopay’s Payment Revolution

Behind Xtopay is a bold team of builders, thinkers, and fintech leaders committed to making payments in Africa faster, simpler, and borderless.

Executive Team

Leading the future of fintech and inclusive digital infrastructure in Africa.

Collins Joe, Co-Founder & CEO

Collins Joe

Co-Founder & CEO

Frontend engineer and product lead focused on building modern, user-friendly fintech experiences across Africa. Drives the vision behind Xtopay and Sendexa.

Ethel Akorfa Agama, Executive Director, Gender Equality & Social Impact

Ethel Akorfa Agama

Executive Director, Gender Equality & Social Impact

Leads social impact and gender-focused initiatives, ensuring Xtopay builds inclusive, equitable products aligned with the UN SDGs.

Kane Vidzro, Co-Founder & Backend Engineer

Kane Vidzro

Co-Founder & Backend Engineer

Backend engineer focused on building secure, scalable infrastructure for Xtopay’s core systems and APIs.

Management Team

Experienced managers guiding our teams to success

Kwame Mensah, Head of Operations

Kwame Mensah

Head of Operations

Aisha Khan, Head of Customer Success

Aisha Khan

Head of Customer Success

David Chen, Lead Software Architect

David Chen

Lead Software Architect

Fatou Bayo, Head of Marketing

Fatou Bayo

Head of Marketing

Meet the Team

Our dedicated individuals working together to achieve our mission

Regina Mensimah

Regina Mensimah

Compliance Officer

Nana Abena Owusu

Nana Abena Owusu

Data Protection Officer

Emmanuel Owusu

Emmanuel Owusu

Legal Advisor

Irene Ndlovu

Irene Ndlovu

Sales Director

Team Member

Team Member

Customer Support Lead