Skip to content
xtopay
NewThe Xtopay API is in development: see what's coming

Take payments in person

Take MoMo in person, without a card machine

Print your QR code. Customers scan it with their phone camera, enter the amount, and approve with their MoMo PIN.

Create your free account How it works

Scan to pay

Nana's Kitchen

xtopay.me/nanaskitchen

MoMo and cards accepted

How you'll use it

Take payments in person, with Xtopay

  • At the counter

    Your QR code by the till, so customers pay without you handling cash or change.

    With Payment links

  • On the move

    Print it on a card for the market stall, the delivery bike or the taxi.

    With Payment links

  • Straight to your balance

    Every payment lands in your balance and goes out to your MoMo wallet or bank.

    With Payouts

Getting started

Up and running in three steps

  1. 1

    Create your account

    Sign up as a business or just yourself, and pick your username.

    xtopay.me/you

  2. 2

    Share your link or QR code

    Send your link in the chat, or print your QR code for the counter or the door.

    WhatsApp, print, your bio

  3. 3

    Get paid out

    Payments land in your balance and go out to your MoMo wallet or bank.

    On your schedule

What you'll use

The products behind it

Questions

Do I need a card machine?
No. Customers pay on their own phones, by MoMo or card.

More use cases

Other ways people use Xtopay