Enterprise Payments
Infrastructure for Africa
Powering the next generation of African commerce with our high-performance payment network and financial infrastructure.
Enterprise
PaymentsInfrastructure for Africa
Built for African Market Needs
Our platform combines global technology with local expertise
Advanced Infrastructure
Distributed architecture ensures 99.99% uptime
Local Processing
In-region processing for compliance and speed
Omnichannel Payments
Unified API for all payment methods
Enterprise Support
Dedicated technical account managers
Powering Africa's Digital Economy
Billions processed annually with industry-leading reliability
Tailored solutions for your industry
Whether you're a startup or enterprise, our platform adapts to your requirements.
E-commerce
Seamless checkout experiences
Digital Banking
Modern infrastructure for neobanks
SaaS Companies
Recurring billing in local currencies
Remittances
Low-cost cross-border transfers
Trusted by Africa's Financial Leaders
Partnered with the continent's most innovative institutions
Trusted by Industry Leaders
What our customers say about our platform
"Xtopay reduced our payment processing costs by 40% while improving success rates."
Nana Kwame
CTO, AfriMarket
"The most reliable payment infrastructure we've used in the African market."
Amina Diallo
Head of Payments, KudiBank
"Implementation was seamless with their developer-friendly APIs."
Tunde Okafor
Lead Engineer, ShopAfrika
Easy Integration
Get started quickly with our well-documented APIs and developer tools. Go live in days, not months.
Developer First
REST APIs with comprehensive documentation
SDKs & Libraries
Official libraries for all major languages
Sandbox Environment
Test with mock data before going live
Webhooks
Real-time payment event notifications
Simple & Transparent Pricing
Pay only 1.95% per transaction and 1.50% per withdrawal with no hidden fees
All-Inclusive Rate
Everything included:
Fast Processing
Instant payment processing with 99.9% uptime
Bank-Grade Security
PCI DSS Level 1 certified infrastructure
Quick Settlements
20 minutes settlement to your bank account
Frequently Asked Questions
Everything you need to know about our platform
How long does integration take?
What payment methods do you support?
How are settlements processed?
Is my transaction data secure?
Do you offer chargeback protection?
Can I customize the payment experience?
Start accepting payments across Africa today
Join hundreds of businesses processing billions through our platform.