Enterprise
PaymentsInfrastructure for Africa

PoweringAfricancommercewithhigh-performancepaymentinfrastructure.

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Built for African Market Needs

Our platform combines global technology with local expertise

Advanced Infrastructure

Distributed architecture ensures 99.99% uptime

Local Processing

In-region processing for compliance and speed

Omnichannel Payments

Unified API for all payment methods

Enterprise Support

Dedicated technical account managers

Powering Africa's Digital Economy

Billions processed annually with industry-leading reliability

99.99%
Uptime SLA
12
Countries
3.2M
Daily Transactions
98.7%
Success Rate

Tailored solutions for your industry

Whether you're a startup or enterprise, our platform adapts to your requirements.

E-commerce

Seamless checkout experiences

Digital Banking

Modern infrastructure for neobanks

SaaS Companies

Recurring billing in local currencies

Remittances

Low-cost cross-border transfers

Trusted by Africa's Financial Leaders

Partnered with the continent's most innovative institutions

MTN
Vodafone
Airtel
Ecobank
Stanbic

Trusted by Industry Leaders

What our customers say about our platform

"Xtopay reduced our payment processing costs by 40% while improving success rates."

Nana Kwame

Nana Kwame

CTO, AfriMarket

"The most reliable payment infrastructure we've used in the African market."

Amina Diallo

Amina Diallo

Head of Payments, KudiBank

"Implementation was seamless with their developer-friendly APIs."

Tunde Okafor

Tunde Okafor

Lead Engineer, ShopAfrika

DEVELOPER FRIENDLY

Easy Integration

Get started quickly with our well-documented APIs and developer tools. Go live in days, not months.

Developer First

REST APIs with comprehensive documentation

SDKs & Libraries

Official libraries for all major languages

Sandbox Environment

Test with mock data before going live

Webhooks

Real-time payment event notifications

Simple & Transparent Pricing

Pay only 1.95% per transaction and 1.50% per withdrawal with no hidden fees

All-Inclusive Rate

1.95%per transaction
1.50%per withdrawal

Everything included:

  • Fast Processing

    Instant payment processing with 99.9% uptime

  • Bank-Grade Security

    PCI DSS Level 1 certified infrastructure

  • Quick Settlements

    20 minutes settlement to your bank account

No setup fees, no monthly charges, no hidden costs

Frequently Asked Questions

Everything you need to know about our platform

How long does integration take?

What payment methods do you support?

How are settlements processed?

Is my transaction data secure?

Do you offer chargeback protection?

Can I customize the payment experience?

Start accepting payments across Africa today

Join hundreds of businesses processing billions through our platform.